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- How Wealthy People Think About Money
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This was originally posted on November 15, 2007 at Millionaire Money Habits in the Money Mindset category. I discovered it today and wanted to share it. I've spent a lot of time thinking about how to earn a living, make extra money, save, etc. When you find yourself in "survival mode" whether due to the loss of a job or business, family illness, disability, overwhelming debt - whatever the reason, you do think differently about money. It takes a shift in the way you think to alter your "financial blueprint," as T. Harv Eker discusses in his book, Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth.
Eker believes wealthy people inherently think differently about money; we behave according to our unique “financial blueprint,” which is created over a lifetime of our exposure to money messages. Eker lists 17 ways that wealthy people behave and think about money:
- Wealthy people believe, “I create my life.” Poor people believe, “Life happens to me.”
- Wealthy people play the money game to win. Poor people play the money game to not lose.
- Wealthy people are committed to being rich. Poor people want to be rich.
- Wealthy people think big. Poor people think small.
- Wealthy people focus on opportunities. Poor people focus on obstacles.
- Wealthy people admire other rich and successful people. Poor people resent rich and successful people.
- Wealthy people associate with positive, successful people. Poor people associate with negative or unsuccessful people.
- Wealthy people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.
- Wealthy people are bigger than their problems. Poor people are smaller than their problems.
- Wealthy people are excellent receivers. Poor people are poor receivers.
- Wealthy people choose to get paid based on results. Poor people choose to get paid based on time.
- Wealthy people think “both”. Poor people think “either/or”.
- Wealthy people focus on their net worth. Poor people focus on their working income.
- Wealthy people manage their money well. Poor people mismanage their money well.
- Wealthy people have their money work hard for them. Poor people work hard for their money.
- Wealthy people act in spite of fear. Poor people let fear stop them.
- Wealthy people constantly learn and grow. Poor people think they already know.
Millionaire Money Habit: You control your ability to become wealthy and financially free. Make a long-term commitment to develop millionaire money habits, continue to develop your financial IQ and start thinking like a millionaire. The money will follow.
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